:root {
  --navy: #0b1c2c;
  --navy-2: #122a40;
  --navy-3: #1a3a55;
  --cream: #f4efe6;
  --cream-2: #ebe4d7;
  --gold: #c4a35a;
  --gold-2: #d4b87a;
  --ink: #1a1a1a;
  --muted: #5c6b7a;
  --line: rgba(196,163,90,.28);
  --white: #ffffff;
  --focus: #7eb6ff;
  --radius: 12px;
  --shadow: 0 18px 50px rgba(11,28,44,.18);
  --max: 1120px;
  --font: "Segoe UI", system-ui, -apple-system, Roboto, "Helvetica Neue", Arial, sans-serif;
  --serif: "Iowan Old Style", "Palatino Linotype", Palatino, Georgia, serif;
}
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background: var(--cream);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--navy-3); text-decoration-thickness: 1px; text-underline-offset: 3px; }
a:hover { color: var(--gold); }
:focus-visible { outline: 3px solid var(--focus); outline-offset: 2px; }
.skip-link {
  position: absolute; left: -999px; top: 0; background: var(--gold); color: var(--navy);
  padding: .6rem 1rem; z-index: 1000;
}
.skip-link:focus { left: 1rem; top: 1rem; }
.container { width: min(100% - 2rem, var(--max)); margin-inline: auto; }
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(11,28,44,.94);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(196,163,90,.2);
}
.header-inner {
  display: flex; align-items: center; justify-content: space-between;
  gap: 1rem; min-height: 72px;
}
.brand { display: flex; align-items: center; text-decoration: none; color: var(--cream); }
.brand img { height: 36px; width: auto; }
.nav-toggle {
  display: none; background: transparent; border: 1px solid rgba(244,239,230,.35);
  color: var(--cream); border-radius: 8px; padding: .45rem .7rem; cursor: pointer;
}
.nav { display: flex; align-items: center; gap: .15rem; flex-wrap: wrap; justify-content: flex-end; }
.nav a {
  color: rgba(244,239,230,.88); text-decoration: none; font-size: .86rem;
  padding: .45rem .55rem; border-radius: 8px; white-space: nowrap;
}
.nav a:hover, .nav a[aria-current="page"] { color: var(--gold-2); background: rgba(255,255,255,.05); }
.nav .cta {
  background: var(--gold); color: var(--navy) !important; font-weight: 650;
  margin-left: .35rem; padding: .5rem .85rem;
}
.nav .cta:hover { background: var(--gold-2); }
.dropdown { position: relative; }
.dropdown summary {
  list-style: none; cursor: pointer; color: rgba(244,239,230,.88);
  font-size: .86rem; padding: .45rem .55rem; border-radius: 8px;
}
.dropdown summary::-webkit-details-marker { display: none; }
.dropdown summary::after { content: " ▾"; font-size: .7em; opacity: .7; }
.dropdown[open] summary, .dropdown summary:hover { color: var(--gold-2); background: rgba(255,255,255,.05); }
.dropdown-menu {
  position: absolute; right: 0; top: calc(100% + .35rem);
  min-width: 240px; background: var(--navy-2); border: 1px solid rgba(196,163,90,.25);
  border-radius: 10px; padding: .4rem; box-shadow: var(--shadow); z-index: 60;
}
.dropdown-menu a { display: block; white-space: normal; }
.hero {
  background:
    radial-gradient(ellipse 80% 60% at 80% 0%, rgba(196,163,90,.18), transparent 55%),
    linear-gradient(160deg, var(--navy) 0%, var(--navy-2) 55%, #0e2436 100%);
  color: var(--cream); padding: 5.5rem 0 4.5rem; position: relative; overflow: hidden;
}
.hero::after {
  content: ""; position: absolute; inset: auto 0 0 0; height: 1px;
  background: linear-gradient(90deg, transparent, var(--gold), transparent);
}
.eyebrow {
  display: inline-block; font-size: .75rem; letter-spacing: .16em; text-transform: uppercase;
  color: var(--gold-2); margin-bottom: 1rem; font-weight: 600;
}
.hero h1 {
  font-family: var(--serif); font-weight: 500; font-size: clamp(2.1rem, 5vw, 3.4rem);
  line-height: 1.15; margin: 0 0 1rem; max-width: 16ch;
}
.hero .lede { font-size: 1.15rem; color: rgba(244,239,230,.82); max-width: 42rem; margin: 0 0 1.75rem; }
.btn-row { display: flex; flex-wrap: wrap; gap: .75rem; }
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: .4rem;
  border-radius: 999px; padding: .75rem 1.25rem; font-weight: 650; text-decoration: none;
  border: 1px solid transparent; cursor: pointer; font-size: .95rem;
}
.btn-primary { background: var(--gold); color: var(--navy); }
.btn-primary:hover { background: var(--gold-2); color: var(--navy); }
.btn-ghost { background: transparent; color: var(--cream); border-color: rgba(244,239,230,.35); }
.btn-ghost:hover { border-color: var(--gold); color: var(--gold-2); }
.btn-dark { background: var(--navy); color: var(--cream); }
.btn-dark:hover { background: var(--navy-3); color: var(--cream); }
.section { padding: 4rem 0; }
.section-tight { padding: 2.5rem 0; }
.section-alt { background: var(--cream-2); }
.section-navy { background: var(--navy); color: var(--cream); }
.section h2 {
  font-family: var(--serif); font-weight: 500; font-size: clamp(1.6rem, 3vw, 2.2rem);
  margin: 0 0 1rem; color: var(--navy); line-height: 1.2;
}
.section-navy h2, .section-navy h3 { color: var(--cream); }
.section .intro { color: var(--muted); max-width: 44rem; margin: 0 0 2rem; }
.grid { display: grid; gap: 1rem; }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 900px) {
  .grid-3, .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .grid-2 { grid-template-columns: 1fr; }
}
@media (max-width: 560px) {
  .grid-3, .grid-4 { grid-template-columns: 1fr; }
}
.card {
  background: var(--white); border: 1px solid rgba(11,28,44,.08);
  border-radius: var(--radius); padding: 1.35rem 1.4rem; box-shadow: 0 1px 0 rgba(11,28,44,.04);
  height: 100%;
}
.card h3 { margin: 0 0 .5rem; font-size: 1.05rem; color: var(--navy); }
.card p { margin: 0; color: var(--muted); font-size: .95rem; }
.card a.card-link { text-decoration: none; color: inherit; display: block; height: 100%; }
.card a.card-link:hover h3 { color: var(--gold); }
.card-navy {
  background: rgba(255,255,255,.04); border-color: rgba(196,163,90,.22); color: var(--cream);
}
.card-navy h3 { color: var(--gold-2); }
.card-navy p { color: rgba(244,239,230,.75); }
.pill-list { display: flex; flex-wrap: wrap; gap: .5rem; margin: 0; padding: 0; list-style: none; }
.pill-list a, .pill {
  display: inline-block; padding: .45rem .85rem; border-radius: 999px;
  background: rgba(255,255,255,.07); border: 1px solid rgba(196,163,90,.3);
  color: var(--cream); text-decoration: none; font-size: .88rem;
}
.pill-list a:hover { background: rgba(196,163,90,.2); color: var(--gold-2); }
.page-hero {
  background: linear-gradient(145deg, var(--navy), var(--navy-2));
  color: var(--cream); padding: 3.5rem 0 2.75rem;
}
.page-hero h1 {
  font-family: var(--serif); font-weight: 500; font-size: clamp(1.8rem, 4vw, 2.6rem);
  margin: 0 0 .75rem; line-height: 1.2;
}
.page-hero p { margin: 0; max-width: 42rem; color: rgba(244,239,230,.8); }
.breadcrumbs { font-size: .8rem; margin-bottom: .85rem; color: rgba(244,239,230,.55); }
.breadcrumbs a { color: rgba(244,239,230,.7); text-decoration: none; }
.breadcrumbs a:hover { color: var(--gold-2); }
.check-list { margin: 0; padding: 0; list-style: none; display: grid; gap: .65rem; }
.check-list li {
  position: relative; padding-left: 1.5rem; color: var(--muted);
}
.check-list li::before {
  content: ""; position: absolute; left: 0; top: .55rem; width: .55rem; height: .55rem;
  border-radius: 50%; background: var(--gold);
}
.note {
  border-left: 3px solid var(--gold); background: rgba(196,163,90,.1);
  padding: .9rem 1rem; border-radius: 0 8px 8px 0; color: var(--muted); font-size: .92rem;
}
.form-panel {
  background: var(--white); border-radius: var(--radius); border: 1px solid rgba(11,28,44,.08);
  padding: 1.75rem; box-shadow: var(--shadow); max-width: 640px;
}
.form-grid { display: grid; gap: 1rem; grid-template-columns: 1fr 1fr; }
.form-grid .full { grid-column: 1 / -1; }
@media (max-width: 640px) { .form-grid { grid-template-columns: 1fr; } }
label { display: block; font-size: .85rem; font-weight: 600; color: var(--navy); margin-bottom: .35rem; }
input, textarea, select {
  width: 100%; padding: .7rem .8rem; border-radius: 8px;
  border: 1px solid rgba(11,28,44,.18); background: #fff; font: inherit; color: var(--ink);
}
input:focus, textarea:focus, select:focus { border-color: var(--navy-3); box-shadow: 0 0 0 3px rgba(30,90,140,.15); outline: none; }
textarea { min-height: 120px; resize: vertical; }
.form-actions { display: flex; flex-wrap: wrap; gap: .75rem; align-items: center; margin-top: .25rem; }
.form-legal { font-size: .82rem; color: var(--muted); line-height: 1.5; }
.form-success {
  display: none; margin-top: 1rem; padding: 1rem; border-radius: 8px;
  background: #e8f5e9; color: #1b5e20; border: 1px solid #a5d6a7;
}
.form-success.show { display: block; }
.site-footer {
  background: #07131e; color: rgba(244,239,230,.7); padding: 3rem 0 2rem; margin-top: 0;
}
.footer-grid {
  display: grid; grid-template-columns: 1.4fr repeat(3, 1fr); gap: 2rem; margin-bottom: 2rem;
}
@media (max-width: 800px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 480px) { .footer-grid { grid-template-columns: 1fr; } }
.site-footer h4 { color: var(--cream); margin: 0 0 .85rem; font-size: .9rem; letter-spacing: .04em; text-transform: uppercase; }
.site-footer ul { list-style: none; margin: 0; padding: 0; display: grid; gap: .4rem; }
.site-footer a { color: rgba(244,239,230,.7); text-decoration: none; font-size: .9rem; }
.site-footer a:hover { color: var(--gold-2); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.08); padding-top: 1.25rem;
  display: flex; flex-wrap: wrap; gap: 1rem; justify-content: space-between;
  font-size: .8rem;
}
.prose { max-width: 48rem; }
.prose p { color: var(--muted); }
.prose h2 {
  font-family: var(--serif); font-weight: 500;
  font-size: clamp(1.35rem, 2.2vw, 1.75rem);
  margin: 2rem 0 .75rem; color: var(--navy); line-height: 1.25;
}
.prose h2:first-child { margin-top: 0; }
.prose h3 { color: var(--navy); margin-top: 2rem; }
.prose .check-list { margin: 1rem 0 1.25rem; }
.two-col { display: grid; grid-template-columns: 1.2fr .8fr; gap: 2rem; align-items: start; }
@media (max-width: 800px) { .two-col { grid-template-columns: 1fr; } }
@media (max-width: 980px) {
  .nav-toggle { display: inline-flex; }
  .nav {
    display: none; position: absolute; left: 0; right: 0; top: 72px;
    background: var(--navy); flex-direction: column; align-items: stretch;
    padding: 1rem; border-bottom: 1px solid rgba(196,163,90,.2); max-height: calc(100vh - 72px); overflow: auto;
  }
  .nav.open { display: flex; }
  .dropdown-menu { position: static; min-width: 0; box-shadow: none; margin: .25rem 0 .5rem; }
  .nav .cta { margin: .5rem 0 0; text-align: center; }
}